Now, You Can Buy Indian Railways Ticket And Pay Later - IRCTC Makes Ticket Reservation Easy With Zero Instant Payment - Details

If you’re planning to travel but don’t have enough funds to book a ticket, there’s no need to worry. Indian Railways has introduced a special initiative called ‘Book Now, Pay Later’ for passengers.

 

Indian Railway Catering and Tourism Corporation Ltd. (IRCTC) has introduced a scheme that allows passengers to book e-tickets online and make the payment after 15 days through 'ePaylater'.

Under this scheme, customers can choose to pay for their e-ticket up to 15 days after booking it through the IRCTC website. A service charge of 3.50% of the transaction amount, along with applicable taxes, is levied for using the 'ePaylater' option.

The ePaylater payment option is displayed on the payment page of the IRCTC website to inform users about its availability. The page also provides details about the service charge and the scheme's ‘Terms & Conditions’.

 

Online booking is being encouraged as a cashless mode of transaction.

Log in to the IRCTC account.

Click on the ‘Book Now’ option for booking

A new page will appear requesting passenger details and a captcha code. Fill in the required information and click 'Submit.'

You will be redirected to the payment page, where you can choose your payment method—credit/debit card, BHIM app, or net banking.

To use the Pay Later option but before that register yourself at www.epaylater.in

Once registered, the Pay Later option will be available. Select it, and you will receive a confirmed ticket without any upfront payment.

Online ticketing through the IRCTC website is becoming increasingly popular compared to counter tickets. (Image: Freepik)